Terms of Use

GRIEVANCE REDRESSAL MECHANISM:
Capitalneed values customer service as an important part of its business. With a vision of growth and customer satisfaction, Capitalneed believe in providing efficient and prompt responses and services for both new clients and existing ones. To enhance our best customer experience, we have established a comprehensive grievance redressal mechanism to ensure that queries and complaints are addressed promptly and effectively.

Escalation of complaints:
First Level Customers can reach out to the support team at Capitalneed for any queries, issues, or grievances. The customer may:

  • Write an email to: grievance@capitalneed.com
  • Contact us via the official website: www.capitalneed.com
  • Our support team is operational from 10:00 am to 6:30 pm, Monday to Friday (except on public holidays).

Grievance Officer (Level 1):

  • Name: Ms. Mahek Rawat
  • Contact Details:
  • Email:care@Capitalneed.com
  • Phone:011-41012030
  • Response Time:Capitalneed will address the grievance within 7 working days of receipt.

Escalation of complaints: Second Level

  • If the customer is not satisfied with the response from the first level, they may escalate the issue to the Grievance Redressal Officer, as detailed below:
  • Grievance Officer (Level 2):
  • Name: Mr. Varun Awasthi
  • Address:B-1, 2nd floor, Dilshad garden Delhi - 110095

Contact Details:

  • Email:grievance@capitalneed.com
  • Phone:011-41012030
  • Response Time: The grievance will be addressed within 4 working days from the date of escalation to Level 2

External Escalation:

  • If the grievance remains unresolved even at the second level, customers may appeal to the appropriate regulatory body as per the applicable regulations.

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PLEASE READ THIS TERMS OF SERVICE AGREEMENT CAREFULLY. BY USING THIS WEBSITE, YOU ARE AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT.

Terms of Offer:
This Website offers for Sale / Offer certain Financial and Banking services. By clicking and sharing your details for Particular Facility through this Website, you agree to the terms set forth in this Agreement.

Customer Solicitation: Unless you notify our third party call center representative or direct Capitalneed.com sales reps, while they are calling you, of your desire to opt out from further direct company communications and solicitations, you are agreeing to continue to receive further emails and call solicitations from Capitalneed.com and its designated in house or third party call team(s).
Opt Out Procedure: We provide 2 easy ways to opt out of from future solicitations.

  1. 1. You may use the opt out link found in any email solicitation that you may receive.
  2. 2. You may also choose to opt out, via sending your email address to: care@capitalneed.com

Do your Own Research
Our content is intended to be used and must be used for informational purposes only. It is very important to do your own analysis before making any decision based on your own personal circumstances. You should take independent financial advice from a professional in connection with, or independently research and verify, any information that you find on our Website and wish to rely upon, whether for the purpose of making an investment decision or otherwise.
Capitalneed.com is plays a mediator role between loan seekers (Borrowers) and Banks / lenders at one platform and the Website is not engaged in either grant of loan or borrowing any money from any member of the website. Through search engine of Capitalneed.com provides you approximate deal as per inputs entered / information provided by you. The deals are subject to acceptance of partnering banks/NBFCs. You acknowledge that the grant or receiving of loan is entirely based on the negotiations between the lender and the borrower and Capitalneed.com or its affiliates, contractors, employees, officers, partners, agents and its third party associates, licensors, and partners does not have any interest in either grant of loan or in borrowing money from a User registered on the website. You acknowledge that capitalneed.com will not be responsible for any claim or damage in case either the lender agreeing to grant loan does not do the same or a borrower agreeing to borrow the loan does not repay the loan.

Legal:
Your use of this website and any term and conditions stated in this policy is subject to laws of India. In case of any disputes arising out of the use of the Website, Courts of New Delhi, Delhi will have exclusive jurisdiction only.
Capitalneed.com makes no representations or warranties about the accuracy, reliability, completeness, current-ness and/or timeliness of any content, information, software, text, graphics, links or communications provided on or through the use of the Site or that the operation of the website will be error free and/or uninterrupted. Consequently, Capitalneed.com assumes no liability whatsoever for any monetary or other damage suffered by you on account of the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Site; and/or any interruption or errors in the operation of the Website. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature.

Use of Website,
Capitalneed.com is not responsible for any damages resulting from use of this website by anyone. You will not use the Website for illegal purposes. You will
(1) abide by all applicable local, state, national, and international laws and regulations in your use of the Website (including laws regarding intellectual property)
(2) not interfere with or disrupt the use and enjoyment of the Website by other users,
(3) not resell material on the Website,
(4) not engage, directly or indirectly, in transmission of "spam", chain letters, junk mail or any other type of unsolicited communication, and (5) not defame, harass, abuse, or disrupt other users of the Website. No content or images can be copied from this website as the resources of the website is copyright. Legal action shall be taken against any company or individual if found doing so.

License.
By using this Website, you are granted a limited, non-exclusive, non-transferable right to use the content and materials on the Website in connection with your normal, noncommercial, use of the Website. You may not copy, reproduce, transmit, distribute, or create derivative works of such content or information without express written authorization from Capitalneed.com or the applicable third party (if third party content is at issue).

Termination:
Capitalneed.com reserves the right to terminate your access to the Website if it reasonably believes, in its sole discretion, that you have breached any of the terms and conditions of this Agreement. Following termination, you will not be permitted to use the Website and Capitalneed.com may, in its sole discretion and without advance notice to you. If your access to the Website is terminated, Capitalneed.com reserves the right to exercise whatever means it deems necessary to prevent unauthorized access of the Website. This Agreement will survive indefinitely unless and until Capitalneed.com chooses, in its sole discretion and without advance to you, to terminate it.

Domestic Use
Capitalneed.com makes no representation that the Website or Products are appropriate or available for use in locations outside India. Users who access the Website from outside India do so at their own risk and initiative and must bear all responsibility for compliance with any applicable local laws.

Assignment.
You may not assign your rights and obligations under this Agreement to anyone. Capitalneed.com may assign its rights and obligations under this Agreement in its sole discretion and without advance notice to you.

Data Use
Any personal data collected will be used by Capitalneed.com to contact you via phone, SMS or email for marketing and to deliver certain updates for services or information you have requested.

COPY RIGHT :
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Capitalneed.com and protected by Indian laws. All software used on this site is the property of Capitalneed.com or its software suppliers and protected by Indian and international copyright laws.

All Website Resources & Enquiries placed by any user through this Website will be property of Capitalneed.com & Subjected to Website Conditions.

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